Hi, I’m Jeff Yastine, director of financial publications at Newsmax Media.
Today, I want to reveal to you a high-yielding “Insider Income Plan” that, in the past, Wall Street has only shared with its most affluent clients.
With this “Insider Income Plan” these privileged individuals receive up to 36 guaranteed payments a year — payments that arrive automatically, every month, and range from $1,344 . . . to $3,154 . . . to, in some cases, as high as $10,804!
And while Wall Streeters quietly help the wealthy pad their wealth with this “Insider Income Plan” that pays yields as high as 16.95% . . .
They order their army of financial advisers to push retirement options like CDs, bonds, and annuities — many paying less than a 1% yield — to everyday Main Street investors like you and me.
But there is good news, and it’s why Newsmax put together today’s presentation.
My research team has gotten insider access to one of these secret “Insider Income Plans.”
And today, we’ll be revealing a “backdoor” way for you to take advantage of this high-income investment strategy.
We’ve even put together a startup kit with clear instructions on how you can set up your own “Insider Income Plan” — making up to $338,906 in extra income.
What’s more, setting up one of these private “Insider Income Plans” is surprisingly easy. In fact, it takes less than 24 hours to set up. You can get started with as little as $289 . . . and you can receive your first guaranteed payment in 10 days or less!
Perhaps the best part is that we’ll be using this “Insider Income Plan” without having to pay Wall Street advisers, brokers, and managers, avoiding unnecessary and costly fees.
But before we get started, please understand this: This is an unusual way to invest and earn passive income. Rich people don’t get rich by doing things the “normal way.”
This “Insider Income Plan” has nothing to do with “traditional” income investments like bonds, standard dividend stocks, annuities, or T-bills.
As you know, interest rates are at an all-time low, and you simply cannot survive on the paltry returns from these investments.
You’ll see in a moment how this “Insider Income Plan” invests in ways very few people even know exist.
But don’t worry — we’re not talking about risky investments like day-trading, options, or futures. You will NOT be required to monitor your computer all day long. And you will NOT be “in and out” of investments.
In fact, setting up your own private “Insider Income Plan” is a one-time “set-it-and-forget-it” investment. All you need to do is sit back and collect as many as 36 checks each and every year . . . potentially earning a hefty 16.95% annualized income.
In short, while the “Insider Income Plan” isn’t conventional, it is safe and reliable.
After all, Newsmax has a history of uncovering unusual income strategies. Over 400,000 subscribers to Newsmax have enjoyed above-average yields by investing differently from what’s pushed on Wall Street.
For instance . . .
In 2009, we recommended a stock that looked like any normal stock investment on the surface, but actually has an unusual income strategy — allowing it to increase its already high 7.7% dividend yield to 11.99% over the course of five years. What’s more . . . with this stock, our yield should increase 8% again this year!
In September of 2012, we found a unique fund paying a guaranteed 7.75% income annually . . . by exploiting a loophole in corporate share structure very few investors see, much less understand!
One last example: A little over a year ago, we found a tax-advantaged way to get 10.89% income in an industry most investors dismiss or overlook.
And today, we’re extremely proud to introduce you to our newest investment strategy that’s off the beaten path: the “Insider Income Plan.”
Now, getting access to this “Insider Income Plan” was no easy task. Our presentation today would not have happened without the help of a former Wall Street insider.
His name is Tom Hutchinson. He’s the investment research analyst who uncovered Wall Street’s secret “Insider Income Plan.”
For over two decades, Tom worked with financial firms such as UBS and Dean Witter, seeing Wall Street from the inside. It’s a perspective very few people get access to.
But in 2005, Tom chose to walk away from it all.
Today, you will hear his story of why he left Wall Street in disgust . . . how he accidentally discovered their secret “Insider Income Plan” being sold to affluent clients . . .
And how, to date, Tom has taught over 150,000 people how to set up their own private “Insider Income Plan.” A plan that practically prevents you from running out of money during retirement.
And today, you too can discover how to set up your own “Insider Income Plan” . . . and enjoy as many as 36 guaranteed payments a year, deposited directly into your bank account.
Thanks to Tom, over 150,000 people now know this secret to consistent, reliable passive income payments – earning as much as 16.95% income on average versus the pitiful yields you get on traditional income investments.
If you’re willing to think outside the box, and if you are fed up with the low-paying retirement plans Wall Street has been pushing on you, then you will find this video extremely helpful.
And now I would like to introduce you to Tom Hutchinson. Tom, welcome. I’m so glad you could join us.
Hi Jeff, it’s a genuine pleasure to be here today. Thank you so much for the kind introduction.
Well, Tom, we’re glad to have you here. I’m very excited to have you share with our viewers how they can create their very own “Insider Income Plan” that you discovered while working on Wall Street.
But first, I wanted to touch on why this is such a challenging time for millions of Americans.
With interest rates at an all-time low, it’s nearly impossible to save money and earn any sort of measurable income. In many cases, savers are only getting a 2%-4% return on investment vehicles like bonds, T-bills and annuities . . . and that barely covers inflation.
Of course, this is, exacerbated by the fact that over 8,000 baby boomers are retiring every single day!
That’s equivalent to the entire population of a small American town turning 65 in one day . . . and all of them deciding to not work anymore.
Over the course of a year, that’s almost enough retirees to fill the city of Chicago!
And imagine this happening every year until 2029.
This means A LOT of people right now need to rely on passive investment income to live their lives.
But the truth is — there’s not much investment income out there right now for baby boomers.
There’s huge demand for these income investments, but an extremely short supply of them that pay anything worthwhile . . . which is why the “Insider Income Plan” with its 16.95% yield should excite our viewers.
That’s right, Jeff. There are a lot of people looking for income these days, so they can enjoy the retirement they’ve always dreamed of. But more and more boomers are now actually working well past the age of 65. And sadly, due to financial shortfalls, many have been forced to return to work.
And everywhere they turn for passive income . . . they’re getting pitiful returns.
And you brought up a very important point, Jeff, and that’s inflation. Despite what the government says about the cost of living only going up a few percentage points each year . . .
The truth is — we, the people . . . we see what’s going on at the grocery store and our utility bills.
You are right, Tom . . . anyone who has spent a few minutes in a grocery store lately knows inflation hasn’t just been a few percentage points. It’s been much more.
And despite what feels like an economic recovery since 2008, wages and salaries haven’t caught up.
I would venture to say many of our viewers have not had a significant raise in the last few years.
And that is where it hurts the most.
With low income, zero raises, and inflation on everything we need as consumers . . . it’s like a death by a thousand cuts. A small cut here. Another one there.
And what’s worse, with low interest rates and low yields . . . we can’t even invest what little money we have to get investment income. So it feels like there is no hope
The numbers simply aren’t in a retirees’ favor. A retired couple would need $10 million in the bank to produce an annual pre-tax income of $100,000 with today’s 1% interest rates. Even at 2% interest rates, the couple would need $5 million in the bank to earn $100,000. And if rates increased to 3%, the retired couple would still need over $3 million in the bank to earn $100,000 a year in pre-tax income.
And imagine, what if that $100,000 was not enough to cover living expenses? We all know life has a way of throwing expenses at you when you least expect them, like sudden family emergencies, medical bills, or home repairs, causing you to dip into your savings . . . which in turn would mean you would receive less income the next year.
And Jeff, as these unplanned expenses keep coming up . . . you have to keep taking money out and watch your savings and investments dwindle.
Which is exactly why I’m so excited to share my “Insider Income Plan” strategy with viewers today.
I’m going to show everyone watching how they can retire safely and securely, earning substantial and reliable passive investment income without having to save up $10 million, $5 million, or even the $3.3 million you mentioned earlier.
In fact, it’s possible to retire with much, much less. And I’ll show you how the “Insider Income Plan” can work for you if you have very little saved up . . . or even if you’re just starting to save for retirement.
But that’s not the best part. You see, an “Insider Income Plan” can help you to potentially never run out of money during retirement . . . even if unexpected life expenses come up.
What’s more, if I may be so bold, I believe with the “Insider Income Plan,” a good portion of viewers can retire with what they’ve already saved up.
That’s amazing to hear, Tom. Let’s dive into the “Insider Income Plan” since we have a lot of ground to cover here, because frankly, we’ve only skimmed the surface on how powerful the “Insider Income Plan” is.
So far, we’ve mentioned that you could get as many as 36 guaranteed, automatic income payments . . . with yields as high as 16.95% each and every year you’re in the plan.
That’s an average of three checks a month.
But here’s what we haven’t talked about . . .
The “Insider Income Plan” is also designed to grow. And it grows in TWO ways. In other words, it’s like “double dip income.”
First, your principal investment goes up in value. So your “nest egg” gets bigger and bigger.
Secondly, the income from your investments increases each year. So over time, your yield goes up too.
This means you’re always beating inflation . . . and potentially never running out of money during retirement.
That’s right, Jeff.
The “Insider Income Plan” has a long history of increasing its income yield.
On average, it’s been 7.55% consistently each and every year.
In other words . . . it’s like getting a 7.55% raise every single year for the rest of your life.
I don’t think many viewers watching this presentation can say that about their job or business.
And 7.55% is a number that certainly beats inflation.
Yes, it certainly does.
And what this really means is that with an “Insider Income Plan” . . . you could maintain your standard of living 10, 20, 30 years into your retirement without worrying about money.
And Jeff, I haven’t even gotten to the best part yet.
As you have already mentioned, for every $10,000 invested, you could get $33,890 worth of income returned to you over a 20-year period.
Very few income investments can boast those kind of numbers today.
And here’s where it gets better.
As you will soon see, this isn’t an investment like T-bills, bonds and CDs, where if you invest $10,000, you only get your $10,000 back, plus any interest you were paid during the term.
The “Insider Income Plan” grows . . . and continues to grow at an annualized rate as high as 10.21%.
Tom, this is my favorite part of the “Insider Income Plan.”
It’s the “double dip” you mentioned earlier.
In short, if we do the math . . . for every $10,000 invested in the “Insider Income Plan,” your principal investment could grow to $70,669 . . . AND you could collect and additional $33,890 in income.
Altogether, your $10,000 could have grown into $104,589.
And to quickly remind our viewers, we are not talking about typical income investment strategies here.
Not typical dividend stocks, bonds, or similar instruments. Nor is this whole life, universal, or variable insurance. And it’s nothing strange and hard to set up.
That’s right, Jeff. The “Insider Income Plan” is not any of those things. It is, however, a powerful way to retire safely.
With a principal that could grow as much as 10.21% annually, and an “extra” bonus income on top of that . . . the “Insider Income Plan” was created for people to potentially never run out of money during retirement.
And I know how big of a fear that is for most Americans and retirees today. In fact, I believe it’s the number one fear among boomers today. Running out of money during retirement . . . It could force you to go back to work, or move in with your children’s family, or perhaps become dependent on food stamps and government handouts. It’s not a pretty picture.
And Tom, this is simply amazing. Prior to recording today, I asked one of our financial analysts to run some numbers for us. I wanted to see how the “Insider Income Plan” compared to investing in an index fund like the S&P 500.
If you were to invest $10,000 each in the “Insider Income Plan” and the S&P 500 over a 20-year period . . .
That $10,000 invested in the S&P 500 would have increased 2.5 times, totaling $25,442. . .
Whereas the $10,000 invested in the “Insider Income Plan” would have grown by a factor of seven to $70,669.
But it’s when you include the income from each investment into the equation that the power of the “Insider Income Plan” becomes even more obvious.
With an average 1.78% yield on the S&P 500, you’d have received $6,075 in income over the 20-year period.
But with the “Insider Income Plan” you would have received $33,890 of income over the same 20 years.
In short, between principal growth and income payments, you could have turned your initial $10,000 investment into $104,559 with the “Insider Income Plan” compared to only $31,517 by investing in the S&P 500.
That means the “Insider Income Plan” outperforms the S&P 500 by a 3-to-1 margin.
Tom, this is remarkable stuff, and I can see why over 150,000 people have read your advice and discovered how to set up their own “Insider Income Plan.”
Thanks for the compliment, Jeff. But I certainly can’t take credit for creating the “Insider Income Plan.” This has been a proven investment plan that’s been around on Wall Street for several years now.
I simply got access to how it works and reverse-engineered it for Main Street investors.
You know, Tom, if I may confess something to you — when you first brought up the concept of an “Insider Income Plan” to me, I didn’t believe you.
So I had my research team run some analysis to see if it really worked like you said. And this analysis uncovered quite a few investors using a version of an “Insider Income Plan” without even knowing it.
People like . . .
Kathleen, a professor from Los Angeles, who received $12,045 last month from her “Insider Income Plan” and can expect a bigger check next month, and the month after that.
Or Steven, a business owner from Houston, who got four payments last year, each worth $14,728. He will see those checks increase this year, and likely next year as well.
And then there’s Arthur, a former helicopter pilot, who created his own “Insider Income Plan” that sent him 14 payments last year averaging $7,024 each . . . for a total of $98,339.
These are just a few stories of people who have successfully created their own private “Insider Income Plan.”
I’m glad your research verified the same amazing results as mine did.
Over the last nine years, I’ve taught the concept of the “Insider Income Plan” to over 150,000 investors – from all walks of life, with account sizes from $10,000 to over $1 million.
These “Insider Income Plans” have consistently beat other retirement strategies, created legacy-building wealth . . . and most important of all, provided long-term sustainable income.
So I’m very glad to be sharing it with your audience today.
Tom, before we scheduled this presentation with you, we asked some of our Newsmax subscribers to write in with questions about retirement income.
Our team received hundreds of emails and letters. Quite a few stood out, but one in particular really got me. Let me read it to you . . .
My name is William. I am 63 years old, married and have worked as an engineer in the energy sector for over 40 years now.
For the most part, I’ve done well. I worked hard, and diligently put away money into my 401(k). It was a good amount too. Then 2008 came along and our nest egg was cut by two-thirds. Fortunately, we didn’t pull out all our funds in a blind panic. Our financial adviser convinced us to hold on for the long term. So we stuck it out. And now we’re back at 75% of what we had before the crash.
That’s not bad, all things considering. But now, my retirement is coming up and I’m worried what that will look like. What if there was another crash? What if we run out of money? All our investments are in mutual funds our adviser put us in. And frankly, I don’t trust this guy anymore.
I want to take out my investments, stop paying this guy, and take control of my own wealth and retirement. But I don’t know where to start.
Well, William, if you’re watching right now, the truth is, you’re not alone.
What you’ve just described is a very common situation for millions of retired baby boomers and those close to retirement.
Many of them “played by the rules” so to speak, working all their lives, putting away money... into mutual funds in their 401(k), IRA or Roth . . . and now they’re finding out that the game has changed on them.
They need income. So they turn to bonds, T-bills, annuities, CDs, and it’s not good enough to retire on.
And the big challenge here is . . . you know what? Jeff, I think I can explain this better with a simple illustration . . .
Let’s start with your typical family.
Now, during your working years, you and possibly a spouse are earning a primary income. This is the money coming into the house.
And of course, you also have expenses like a mortgage, rent, groceries, insurance, car loans, clothes, etc. This is the money going out of the house.
Now hopefully, your primary income is more than your expenses and you put away a portion of your income into investments.
Because these working years are your “wealth accumulation” years, this money is going into growth stocks. These stocks may or may not pay dividends, interest, or income of any sort. And during these years, hopefully your investment portfolio is growing, but it will also experience downturns as the economy goes through recessions, crashes, and slowdowns.
Now, over time you save more and your investments grow at a steady rate as well.
Here’s the challenge though . . . when you retire at 60, 65, 70, you effectively STOP your primary source of income.
And that means whatever money you’ve saved up now has to BECOME your income.
Which is scary . . . because you have no idea how long you’ll live.
Yes, that’s a really scary proposition. I did a little research on this.
Fifty years ago, most people died a few years after retiring at 65. So they didn’t need a lot of money. And Social Security took care of the rest.
But these days, with the advances in medical science — you have a good chance of living to 85, 90 or even 100 years old! I’m not kidding, new studies show that there’s a 50% chance you or your spouse will live to 90 . . . and there’s a 25% chance you or your spouse could live to a full 100 years old.
In other words — that’s 30 to 40 years of retirement!
Right. And this is where it really doesn’t make sense . . .
The typical Wall Street advice out there is to put away 10% of your savings into your retirement, right?
Well, let me ask you this.
Do you think your money will last an extra 30 years based on you saving 10% of your income from 30 years of working?
No wonder the number one fear of retirees today is “running out of money”!
So, once you retire, you have two options: One is to take the money you have set aside for retirement, and use it as your income until it runs out.
Just imagine your savings dwindling away as you turn 85 . . . what then? Would you move in with your adult kids? Go back to work? Politely ask the government for a larger Social Security check?
So that’s option one. It’s not a very good one.
Here’s option number two: Put your retirement money into income-producing investments. This will provide you with income during your retirement, so you can hopefully delay, or avoid altogether, the need to spend down your nest egg.
In fact, in an ideal situation, you want your investments to produce so much income that you can actually reinvest whatever you don’t use.
But as you and I both know — with the kind of income investments Wall Street recommends to its average clients, it’s nearly impossible to earn enough income to live on . . . let alone reinvest!
Tom, I can’t help but think there’s a few things missing . . . like inflation and taxes.
You’re absolutely right, Jeff. I was just about to get that.
There are three more things I have to add to this picture.
First — as you said, there’s inflation. So the money you have saved up today is worth less in the future. In other words, it’s kind of like a “leak” in your investment tank here.
And let’s pretend for the moment that the government’s number of 3% a year is correct. That means if your investments are growing at 7%, after inflation is factored in, that’s really 4%. If they’re growing at 8%, that’s really 5%. That’s the reality of this “inflation leak” on your investments.
And as we’ve talked about, saying inflation is only 3% today is extremely generous. The government has a history of fudging inflation numbers.
And speaking of the government, here’s the second thing I need to add to this picture. If you invest your money in a 401(k) or IRA . . . a percentage of the money you take out will be siphoned off to pay Washington.
Remember — retirement plans are tax-deferred, not tax-free. That taxman always gets his cut. That includes your Social Security checks as well!
And what’s really scary about this is . . . who knows what your tax rate will be in 10, 20, 30 years?
As of right now, the U.S. government has over $17 trillion in debt . . . and over $100 trillion promised to social services like Medicaid and Social Security.
That’s over $117 trillion the government has to come up with!
Now, the U.S. government collected a total of $3 trillion in taxes in 2014. That’s the most money they’ve ever taxed in history.
But even if they kept taxing us at $3 trillion each year . . . and didn’t spend it on ANYTHING ELSE . . . it would still take them over 33 years to pay off what they promised those social services!
Now with those numbers in mind . . . we can safely assume taxes are going to go up in the future. Not down.
Right, that’s an X-factor you have to look out for!
So, now we have another leak coming out of your investment tank. But unfortunately, I’m not done. Because this is real life. And in real life, “life happens.”
And what I mean by that is . . .
Things in “life” like your adult kids running into trouble and needing financial help. Things in life like unexpected travel plans. Like unexpected car repairs. Home repairs. Accidents. Illnesses.
And all of these things cost money — money which comes out of your investment tank.
This is scary stuff, Tom.
And I know that these three things — inflation, taxes, and life events — well, that’s not all.
Right before the broadcast, we talked and had to cut out a few things for the sake of time! Things like how little, if any, Social Security you’ll actually get . . . and how expensive healthcare will be after you turn 65 . . .
I think we can summarize it to this:
It’s an outright lie when financial planners say you can live on less income when you retire.
If you do the math and research, like my team has . . . it will likely end up costing you more. And that’s even if you’ve paid off your house and the kids have moved out.
I did the same research too. The vast majority of baby boomers cannot live on less income when they retire. Advisers have this wrong.
And what I want to really emphasize in this presentation is that . . . no matter how you spin it, you need passive income to retire. You can’t simply take money out of your investments and hope for the best. You need income!
That’s why it’s critical that you to set up an “Insider Income Plan” for yourself and your family.
It’s like having an investment tank that never empties, and in fact overflows . . . even if the taxman and inflation take their cut.
Look, you’ll never be rid of the leak of inflation, or taxes, or the life events that crop up. But if your investment tank is overflowing with income, and it keeps growing, and you reinvest the excess income . . . you never need to worry about it!
And let me emphasize how important this is when compared to the other options that are available out there right now. Can we bring up the chart we showed earlier?
Yes, we were talking about this chart earlier. It compares how much income you’d get if you invested $10,000 in typical retirement options over a 20-year period.
As you can see, many of these options don’t go very far.
And most of them just pay back the face value of your investment. The principal doesn’t grow.
But Tom, I have to ask. These rates would change over time, wouldn’t they? We can’t assume interest rates will stay this low over the next 20 years.
You’re right about that, Jeff. Rates move in cycles. Who knows? Maybe bonds will pay out 7% or 10% in a few years. Or maybe not.
But tell that to someone who needs income now, as in RIGHT NOW. Someone who is retired or very close to retiring.
That’s the purpose of the “Insider Income Plan.” We are focused on the NOW. Not the unknown.
OK, Tom, I can’t wait for you to share the details of how one goes about setting up an “Insider Income Plan.” But playing devil’s advocate here one more time . . .
I’m sure the “Insider Income Plan” is something that works well for people with a good sum of money. But even at 16.95% average returns . . . you’d still need quite a bit of money saved up to generate a decent annual income, wouldn’t you?
I know you said that there’s good chance many people who are watching this presentation could technically retire by setting up an “Insider Income Plan” using what they’ve already saved up.
But what about our younger viewers, say, those who are just starting to earn good income in their 30s . . . or those of us who are playing catch-up and just started to save for retirement in our 40s or even . . . our 50s?
What are the benefits to them of setting up an “Insider Income Plan?”
That’s a great question, Jeff. And you’re right when you say the “Insider Income Plan” can’t pay you a solid income unless you have a good sum invested in it.
But I’ve got a solution for just such a scenario.
You see, many of the people I’ve helped build an “Insider Income Plan” are actually in the situation you just described.
They are just starting out and investing for the first time, or have saved a little money and want to start growing it, or are facing a shortfall in their nest egg — and need a way to safely play catch-up.
For those who are still in their “growth” phase, so to speak — I’ve created an alternative strategy for them. It still uses everything inside the “Insider Income Plan” . . . but with a small tweak.
This small tweak could potentially turn every $1,000 you have into as much as $20,000.
Think about that for a moment. That means if you have a little more money, say $10,000, you have a chance of turning that into as much as $209,000 in as little as 20 years.
So if you’re just starting to put away money for your retirement, you can very easily do it by setting aside a small amount of money into your “Insider Income Plan” . . . and keep adding to it. This is a very realistic and doable plan.
And obviously, if you have more than $10,000 saved up already . . . and you’re looking to grow it . . . the “Insider Income Plan” can help you get there faster.
Absolutely. The trick here is being disciplined about it. And I’ll show you exactly how to do this in the start-up kit you’ll get at the end of this presentation. It will show you exactly how to set up your “Insider Income Plan” and how to tweak it so you can potentially turn every $10,000 you invest today into over $209,000.
Great! Let’s talk about this plan. I’m sure our readers have a lot of questions right now. What exactly is this “Insider Income Plan”?
So far, we know the “Insider Income Plan” could get you up to 36 guaranteed checks a year . . . making 16.95% income . . . while also “double-dipping” . . . growing your principal and growing your income yield.
And as we’ve mentioned already, it’s not an IRA, Roth, or 401(k). It’s not bonds, typical dividend stocks, T-bills, or annuities. So Tom, what is the “Insider Income Plan”?
Well, Jeff, I have to tell a quick story of how I discovered the “Insider Income Plan” before I explain what it is.
As you already know, I used to work on Wall Street.
But I wasn’t very happy. You see, I was given a set of investments from management that I was highly encouraged to push to clients, whether this particular investment was in their best interest or not.
And when I sold other investments, ones management didn’t quote unquote “approve” . . . it was frowned upon.
And frankly, I knew a lot of the “approved” investments I was pushing . . . dividend stocks, mutual funds, annuities . . . I knew they were not going to get my clients the income that they needed. Many of them had flat-out pitiful returns that barely covered inflation.
Well, one day, I was having lunch with some old colleagues — friends I had gone to school with. They were now working at firms that catered to the ultra-wealthy, or 1% if you will. And during lunch, one of my friends let slip the type of investments they were putting their clients in.
And what I heard astounded me.
These investments the ultra-wealthy were investing in were nothing like what I was being forced to put my clients in. They were strange, off-the-radar investments I had read about back when I was studying for my Series 7 license . . . but had dismissed as too quirky to bother with.
Well, when I went back to the office after lunch, I started to really dig into these “alternative investments.”
All of them paid reliable, consistent, and predictable income — in the form of dividends, interest, or payouts. What’s more, the income from these investments went up in value nearly every year.
And, they all had solid fundamentals. During the crashes of 2001 and 2008, they were barely affected. And those few that were affected bounced right back up in no time. In other words, these investments were both resilient and reliable.
And the kicker: Many of them were even tax-advantaged. This was because they were set up under odd business structures.
And what I mean by that is, these businesses were not set up like your typical C-corporation or S-corporation. They were set up in legal structures that literally forced them to pay out 90% of their income to investors each and every year.
For example, one of these investments acted like a stock and a bond at the same time.
Another one paid guaranteed income no matter what happened to the stock market.
Yet another one was structured so you could get in on private companies before they went public.
Imagine if you had owned stock in Facebook before it IPO’d!
In total, there were FIVE types of these “alternative investments.”
But this was not the most amazing things I discovered that afternoon.
The most incredible thing I discovered was that these were all investments ANYONE could access. They were traded on the major stock exchanges: the New York Stock Exchange, Nasdaq and AMEX.
You didn’t need to be an accredited investor with a million dollars in net worth. You didn’t need to jump through hoops, red tape, and paperwork to invest. In fact, you could pick up the phone and call your broker right now and buy these investments.
This last part really upset me. If anyone could buy these investments . . . why were some people told about them, but others not?
What I realized that day was . . . by putting these five types of alternative investments into a single portfolio, nearly anyone could retire comfortably.
I was disheartened that I couldn’t share these investments with my clients, so I started planning my escape from Wall Street. I started studying everything I could about these five types of investments — which I began calling my “Insider Income Plan.” And I started to invest as much of my own money in them as I could.
Now, personally, I haven’t retired yet because I love what I do — which is sharing the “Insider Income Plan” with as many people as I can.
But if I may share something with our viewers . . . a good portion of my income last year was from my own “Insider Income Plan” . . . and I only set it up seven years ago.
Wow Tom, that’s incredible. And just so it’s clear to viewers watching . . . The “Insider Income Plan” is a basket of FIVE types of off-the-radar alternative investments. So you’re well diversified.
Plus, these are investments that can pay you consistent, reliable, and predictable income.
What’s more, the income from these payouts typically goes up in value over time. So not only are you getting income . . . you also keep up with, and beat inflation, and may substantially grow your principal balance.
And because of how some of these investments are structured — in a tax-advantaged way — they have to pay out 90% of net profits to their investors each and every year. Which, again, guarantees you get paid good income.
And, as you mentioned, some of these businesses are not kept in traditional structures like C-corporations. And that’s why some advisers on Wall Street would call them “risky,” even though they’re not. And also why most of us have never heard of them before.
Right, and the best part is — these are investments anyone can get into. They are not private placements or backdoor deals only accredited investors can get into.
They are traded on the major markets like NYSE, Nasdaq, and AMEX. You just have to know where to look.
Right. And the basket of five investments you’ve picked have an average annual yield of 16.95% . . . and also see the principal grow by 10.9% per year.
In other words, you could turn every $10,000 into $33,890 in income, and grow the principal to as much as $70,669 . . .
Or you could use your unique strategy to grow the fund exponentially, potentially turning every $10,000 into $209,000.
But most important of all, these are safe, stable investments. Which is very important for retirees.
This all sounds great, Tom. So let’s talk about the five investment types!
Yes, let’s get into it.
Here are the FIVE types of investments that could help you build your “Insider Income Plan.” They are:
- Dividend Stackers
- Automated Real Estate
- Middleman Toll Booths
- Dividend-Bond Hybrids
- And a Pre-IPO Backdoor
First, let’s talk about “Dividend Stackers.” It’s an interesting investment strategy.
On the surface, it looks like any other dividend-paying stock . . . but with a key difference. You see, when you invest in a “Dividend Stacker” you’re not getting the typical 2% or 3% yields listed on Yahoo Finance or other financial websites.
Using this strategy, you could end up getting dividend yields that are eight to nine times higher than what typical Main Street investors get.
So in other words, on a simple blue-chip stock like Coke or Walmart, you could get returns as high as 16% to 24% instead?
Yes! And I’m not talking about options, margin, or anything risky like that. In fact, anyone can “stack” their dividends. You just need to know how.
But that’s only half of it. You also need to know which stock to do this with. There are only a few that qualify.
And as I understand, you have a particular stock in mind?
Yes. I’m going to give our viewers the chance to get a FREE report entitled “Wall Street’s Secret Income Streams” at the end of this presentation.
In the report I reveal the one stock I’m looking at right now that you should invest in and “stack” your dividends with it so you can get double-digit yields.
Great! Let’s move on to the second one — “Automated Real Estate” investments.
This one’s great. Imagine if you could own real estate and collect rent from it . . . but without doing any of the work.
That means you don’t have to hunt down, inspect, finance, fix up, and rent out properties . . . but you still get a monthly check.
What’s more — now is the perfect time to get into real estate. It’s been seven years since the subprime mortgage crisis . . . and there are a lot of niche regions in America that are prime for the picking.
One company in particular has been taking a huge advantage of this. It’s perfect for your “Insider Income Plan.”
Let me tell you a bit about it.
To date, it controls over 3,800 retail properties across 49 states. So it’s diversified.
And they get their tenants to sign 10- to 20 year leases. That’s unheard of. Nobody else can get away with this. So it’s extremely stable.
That’s not all. They have a 98.1% occupancy rate. That means nearly every single one of those 3,800 properties is fully leased out.
And here’s what makes it special . . .
This company is set up in a way where 90% of its income has to be paid out to its shareholders.
And, it has paid out 45 years of consecutive dividends and has never missed a payment. That is 522 consecutive payouts since 1969.
And I’m still not done, get this...
This company has raised its monthly payout 73 times since 1969. Between 1994 and 2012, it raised its payouts 7% each and EVERY year.
If you decide to set up your “Insider Income Plan” today, I would ask you to put your money in this investment first.
I’ll tell you exactly what the investment is and how to start collecting rent checks without buying houses in my report, “Wall Street’s Secret Income Streams.”
You’ll get this at the end of this presentation.
Let’s talk about the next investment type . . .
The third investment type you should put in your “Insider Income Plan” is called a “Middleman Toll Booth.”
Now, Jeff, do you remember the California Gold Rush from school?
Yes, I do.
Not many miners struck gold and made money. It was a high-risk, high-reward gamble.
But there was one group of people who made money no matter what. They were the merchants selling the miners clothes, equipment, and tools. People like Levi Strauss.
They were the “middlemen” of the gold rush.
I remember reading about this.
In fact, I’ve found that middlemen always make money.
They’re not the ones risking it all hoping to strike it rich.
They simply sit on the sidelines and make money by selling supplies and transportation, and making deals.
Exactly! Investing in companies like this is guaranteed cash flow.
And here’s the kicker.
The U.S. government knows these companies are necessary to the economy, so they get special tax treatment.
Just like “Automated Real Estate” investments, they don’t get taxed at the corporate level . . . as long as they pay out 90% of their earnings to their investors.
In other words, more income for investors. A lot more.
Correct. I have a “Middleman Toll Booth” investment that will spin off cash for years to come and I think you must invest in it soon.
Because not only does it have special tax treatment, this company is practically a monopoly right now.
It currently has the largest piping network of petroleum products in America. 46,000 miles of it.
And whether oil goes up to $100 a barrel or down to $20, it doesn’t matter. Americans need oil moved around. This company has the pipes for it.
How much money does it pour out? Over the last 15 years it has posted average returns of 14.5%.
And I believe you reveal exactly how you can invest in this company in the “Wall Street’s Secret Income Streams” special report
Yes, it’s the chapter called “Middleman Toll Booth Investments”
Now let’s talk about the fourth type of investment you should invest in your “Insider Income Plan” . . .
The “Dividend-Bond Hybrid.”
We were talking about these before the show.
They’re like “Dividend Stackers” — the underlying investment here looks like your typical dividend stock.
But it’s a little different . . . so most investors stay away from it.
Correct. All the investments we use to set up your “Insider Income Plan” are just a little unusual and outside the norm of Wall Street.
But in these uncertain economic times, you have to look at these outliers for great income returns.
So for instance, the “Dividend-Bond Hybrid,” as you may have guessed, acts like both a stock and a bond.
They’re set up to pay dividends, but at a fixed and guaranteed value like a bond.
Meaning you’re not at the whim of the company to change dividend payments.
But unlike a bond, it never runs out of payments. It can pay you for life.
What’s more, you are always first in line to get paid before other dividend stock holders.
What all this means is — you get paid guaranteed income from investing in a “Dividend-Bond Hybrid.”
And I have just the perfect one for you in my special report. The chapter is called “Dividend-Bond Hybrid: The Income Investment Wall Street Doesn’t Want You to Know About.”
Tom, that’s already four income plays you’re giving away to viewers at the end of the presentation. What’s the catch here?
It’s not really a catch, Jeff. But would you mind if I gave your viewers one more income play report that could make them a LOT of money . . . get 12 monthly checks . . . and get in on private companies before they go public?
Yes, of course!
OK, the last of the five types of investments you want to place inside your “Insider Income Plan” is perhaps one of the most interesting and fascinating money-making strategies.
They’re called “Pre-IPO Backdoors.” This is a strategy in which you can invest in private companies before they go public.
Let me put that in perspective for you . . .
Let’s say you invested $10,000 in Google on the very first day it IPO’d on August 19, 2004.
Today you’d be sitting on $112,000. That’s a great return. It’s a ten-bagger and any investor would be happy with those gains.
But — what if you had $10,000 worth of stock in Google before it went public?
Well, you would have enjoyed 32,000% gains . . . turning a $10,000 investment into $3.2 million!
That’s $3.2 million vs. $112,000!
And these gains are not uncommon when you can invest in stocks before they IPO.
Even if they’re not blockbuster IPOs, we’re talking about gains as high as 2,000% . . . 5,000% . . . and even 8,650%. That’s potentially turning every $10,000 into nearly a million dollars.
Now, let’s be clear here, when you invest in companies before they IPO, you typically take on an enormous amount of risk.
But what if you could enjoy the massive gains . . . and limit your risk. . . while also collecting income checks as if you were an owner in the company?
That almost sounds like it’s too good to be true.
I thought so too, until I found this one unique company.
It lets you invest in a basket of pre-IPO companies. And it’s well diversified. It’s currently invested in 147 companies in over 30 different industries.
And these aren’t all small tech companies; 80 of them drive over $557 million in revenues combined.
And what’s more, you get a cut of those profits as an owner in those companies . . . every month.
But that’s not all. This particular “Pre-IPO Backdoor” investment has a habit of paying bonus checks too.
Sometimes twice a year.
You’ll get the name of this “Pre-IPO Backdoor” investment in my free report in the chapter titled “How to Buy Private Companies Before They IPO Without Taking Enormous Risk.”
And with the five investment strategies I outline in my special report, you’re on your way to setting up and starting your own “Insider Income Plan” in 48 hours or less.
OK, Tom. Just to be clear . . . Everyone watching this right now can get a copy of this special report absolutely free at the end of this video presentation.
This is the “start-up kit” for an “Insider Income Plan” you spoke of earlier, yes?
Yes, these five alternative investments outlined in the special report constitute the start-up kit to creating your very own “Insider Income Plan.”
You get exact instructions on how to buy these “alternative investments” and step-by-step strategies on how to “tweak” them for maximum income.
And with these five investment strategies, anyone can set up an “Insider Income Plan” where they could potentially turn every $10,000 invested into $33,890 in income . . .
And also grow that initial $10,000 principal to as much as $70,669, which is on top of the $33,890 in income you could receive.
And this income is deposited directly into your account with as many as 36 payments each and every year.
What’s more, you can start your “Insider Income Plan” with as little as $289.
And if our viewers decide to accelerate their savings, they could do that with a small tweak that Tom teaches — which could turn every $10,000 you invest into as much as $209,000.
Now — to be clear, this is just us talking about a bunch of numbers.
The real value of what you’re getting here is setting up a retirement where you could never have to worry about running out of money.
Right now, it’s nearly impossible to get income anywhere else. None of your typical retirement vehicles pays more than 2%-4% today.
Income is the most important thing in retirement.
I’ve devoted my life to seeking out places where others don’t look, especially Wall Street. The kind of investments only the 1% know about, but should be accessible to everyone. The kind of income-generating strategies that are off the beaten path and under the radar.
And here’s the thing . . .
I’m doing this every month.
The truth is — the five investments I recommend you use to start your “Insider Income Plan” are only the beginning.
If you want more high-yield, income-generating investments, paying anywhere from 5% to 12% or even higher . . . then you’ll want to become a subscriber to The High Income Factor, my monthly newsletter.
Every month, I give you an update on your “Insider Income Plan” portfolio, find new investments, and tell you where to invest your money to get consistent, reliable and predictable income.
This is an eight- to 12-page newsletter delivered straight to your email inbox.
What’s more, when you become a High Income Factor subscriber, you also get my weekly updates and my podcasts. In the weekly updates I let you know exactly what’s going on in the market.
And on the podcasts, which you can listen to while running errands, I’ll keep you updated on the investments inside your “Insider Income Plan” . . . as in what’s happening at the company and other news and information I can get as a former Wall Street insider.
In rare instances, I also tell you when you may want to sell an investment and move on to something better.
And on top of that, when needed, you’ll get urgent email alerts if I discover what I call “Insider Income Plan” special situations. These are investments that fit all the criteria, and for some reason, are severely underpriced at the moment.
For example . . .
Recently, I uncovered a jet leasing company with a yield of 5.89% . . . An oil and gas company with a yield of 9.23% . . . And a shipping company in our portfolio that pays out 13%!
And those are only the “base yields.” Remember, these off-the-radar companies have a habit of increasing their payments annually, if not more frequently!
So these yields can grow over time to be as much as 33% . . . or higher! In other words, for every $10,000 you invest, you could be receiving a $3,300 check (or more) — each and every year — going forward.
This is all great, Tom. But is your investment advisory newsletter a high-end service? Does it cost thousands to get access to?
No. Absolutely not. I’m doing this to help as many people as I can.
An annual subscription to The High Income Factor won’t cost you more than a night out on the town. You’ll be pleasantly surprised when you see how small of an investment it is for such incredible returns.
It’s certainly much, much cheaper than the brokerage, management, and hidden fees you would pay a fund manager.
So here’s the deal I’d like to make with the viewers of today’s presentation.
I will give you these five income plays as part of the “Wall Street’s Secret Income Streams” special report . . . absolutely free, if you’ll just give my High Income Factor newsletter a test drive.
In other words, simply subscribe to The High Income Factor— where you’ll get new income-producing investment ideas and updates on the “Insider Income Plan” . . . And if for any reason you don’t like anything, whether it’s my writing, my investment picks, or even if you discover the “Insider Income Plan” is not the right fit for you . . . then simply write or call us, and you’ll get a full refund within 60 days of joining us.
Regardless of what happens, you’ll get to keep the “Wall Street’s Secret Income Streams” special report.
Here’s something else: In addition to the monthly newsletter, weekly podcasts and email alerts, plus the special report . . . you’re also going to get instant access to our private membership site.
Inside our membership site, you can see every investment that’s currently in our portfolio. You’ll see which ones are “buys” and which ones are “holds” . . . meaning which ones are priced fairly, which ones you should wait on.
These are all “alternative investments” that you would consider for your “Insider Income Plan.”
Tom, thank you for sharing this with us today.
I know you’re a humble guy who doesn’t like to brag, but for our viewers, I simply have to share some of the top picks inside The High Income Factor portfolio right now. Now, we’ve had to blur out our open positions as showing them would be unfair to our paid subscribers. But as you can see, these are the kinds of returns Tom can get for you.
So to our viewers, right now, you should see a button below this video where you can find our more information about Tom’s newsletter The High Income Factor and how you can get instant access to the “Insider Income Plan” start-up kit.
Tom, are there any final thoughts you’d like to share before we wrap up today?
First of all, thank you for inviting me to take part in this presentation.
I’m a huge believer in having income when you retire, that’s why I pour my heart and soul into The High Income Factor each and every month.
Aside from hundreds of hours of research, calling up companies and hunting down the highest yield for my readers and subscribers . . .
I know that most Americans are not well-prepared for retirement and are being forced into it without having enough money.
And many of those who are currently retired are depleting their nest egg because they can’t grow it safely . . . or worse, they’re not getting any income from it.
Then factor in the unexpected expenses of retirement, an uncertain market, and increasing inflation and taxes.
I can understand what it’s like to be in that position.
That’s why I write The High Income Factor and teach my subscribers how to set up their own “Insider Income Plan.”
I want people to enjoy the fruits of their labor. To take vacations. Play with their grandkids. Try new hobbies. Pursue their passions . . . and do it all without worrying about running out of money.
That’s what’s really at stake here.
And that’s why I urge you to join us at The High Income Factor and start your “Insider Income Plan” right away.
Thanks again for joining us, Tom.
As Tom mentioned, there should be a button below this video that will allow you to try out The High Income Factor risk-free for 60 days.
You will also get access to the “Insider Income Plan” special report along with full privileges on The High Income Factor website, including the podcasts, alerts, and the entire portfolio.
Simply click on the link below this video to get all the details of how to take advantage of this offer today. Thanks again for joining us.